Mall-Wood Insurance Services

Private Car and Breakdown

We have access to a panel of leading insurers' products. Due to the volumes of business we handle, many insurers offer underwriting and premium flexibility that enable us to provide very competitive premiums without sacrificing on policy cover.

We have markets for everything from the standard family car to high group, high value, vehicles. Comprehensive, Third Party Fire & Theft and Third Party Only covers are available. Whatever it is you drive, our dedicated staff will search to find you the best policy to suit your individual requirements from our range of products.

Most policies offer approved repairs services including access to a free courtesy vehicle when you purchase comprehensive cover.

Many products available offer discounts for:

• Introductory discounts
• Age of policyholder
• Age of vehicle
• Restricting drivers
• Limited mileage
• Thatcham approved security devices
• No claims bonus
• Garaging

We are sure we can help you and we guarantee a friendly service so please contact us.

• Protected bonus
• Legal expenses
• Europe-wide breakdown cover

Protected bonus - If you have maximum no claims bonus you can opt to protect this so that in the event of a fault claim, your bonus will remain in tact. Depending on the insurer, this may be 2 fault claims in a period of 5 years or 1 fault claim per annual period of insurance.

Legal expenses - All of our quotations include our Legal Protection product at £19.50 per vehicle. Where there are reasonable prospects of recovery, the insurer will take the necessary steps to recover any losses on your behalf, including pursuit of damages for personal injury and if necessary, appoint legal representation to reclaim your losses through the courts without any additional cost to you. This product can be purchased seperately.

Remember - full recovery of your claim should result in your no-claims bonus remaining intact. Key features are:

• Loss of use
• Repair costs
• Policy excess
• Personal injury
• Legal expenses
• Loss of earnings
• Damage to property
• Vehicle hire charges
• Pay on request breakdown cover
• Claims assistance
• Message forwarding
• 24 hour helpline

Nationwide and/or Europe-wide breakdown cover - Why not have complete peace of mind when driving anywhere within the UK and Europe by purchasing our breakdown insurance which is provided by Europ-Assistance.